13 Simple Ways You Can Protect Yourself
- Any offer that sounds too good to be true, probably is.
- Verify any emails or phone calls you receive regarding a security or fraud investigation with your bank or financial institution.
- Be cautious of telemarketers and/or direct mail merchants who want to “draft” your bank account and do not provide your bank account information over the phone to strangers.
- Be wary of offers requiring you to wire money, withdraw cash from your account or provide account information.
- Should someone approach you outside a bank branch or in the parking lot and ask you to withdraw money from your account for any reason, go back inside the bank and report that person immediately.
- Do not share your login access codes for online services with any third party.
- Never access your bank or other financial services information at Internet cafés or other public Wi-Fi Zones.
- Ignore emails appearing to be from your bank, government office or other entity requesting your User IDs, PINs, passwords, Social Security Number or other such personal information.
- Delete email messages that appear to be spam or contain suspicious attachments.
- Do use online banking services so you have electronic records and don’t need to safeguard all the paper statements, and always review your bank statements.
- Change your Password at least every 72 days.
- Use Spyware detection and elimination programs and keep them up-to-date. The same with virus protection software.
- Always log off online services when finished. Do not just close or shut-down your browser.
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